Celebrating 121 Years of Service

Call us at (508) 653-3131

Why Choose a Massachusetts Independent Insurance Agency?


  • Independent insurance agencies are not limited to selling products from only one company. They represent multiple insurance carriers, which benefits you because it increases the number of products and services that the agent can evaluate on your behalf. A captive agent can sell the products of only one insurer.
  • The independent insurance agency has a great deal of flexibility when it comes to solving your problems. If you are dissatisfied with your current insurance policy, the agent can move your coverage to another provider and continue to act as your liaison with the new provider.

Industry Knowledge

  • Independent agencies can be more familiar with current events in the industry, because each of the carriers they represent sends its own informational updates and newsletters. Captive agents, on the other hand, only receive news information and industry updates from one specific carrier.


  • Independent insurance agencies have a substantially larger network of contacts. Because they work with multiple insurance companies, and each company has its own research department, the independent agent is able to speak with multiple representatives from several companies to obtain insight about any potential problems or concerns.


Unbiased Opinions

  • The fear of receiving a biased review or opinion of a particular insurance company or product is greatly reduced when you work with an independent agency. Since the majority of insurance carriers pay the same commission, there is no advantage to the agency to steer you toward one particular company or policy.
A local MA Independent Insurance Agency like ours has the advantage of working with several of the best insurance companies on the client’s behalf, allowing us to offer unbiased, sound insurance coverage at affordable prices.  For a list of our company affiliations visit:  https://fyins.com/content/about-company.html.