Celebrating 121 Years of Service

Call us at (508) 653-3131

Looking for Insurance in Sudbury, Framingham, Wayland, Dover, Sherborn, Natick?

Located in Metrowest (Natick) Massachusetts, Fair & Yeager Insurance Agency has been providing top quality personal and business insurance programs at competitive rates for 113 years.

To be the leading full service insurance agency serving the Metrowest communities by providing quality insurance products to individuals and businesses with a staff of highly trained personnel who share a tradition of integrity and superior service to its client base.

“It is important to me that I now have someone I can call or meet with who understands this business.”
Jim, Natick
“How fortunate I feel to be able to send referrals your way and know they will be pleased”
Sue, Natick
“Thank you so much for your assistance with my claim, Fair & Yeager has the name and service reputation they have because of employees like you. I will always remember the assistance and caring service to attention you gave to me.”
Esther, Ashland
“Whenever I have an issue or problem with my Insurance, I call Fair & Yeager and they just take care of it for us…that’s service, call them.”
Greg, Natick
“Many thanks for great service through the years! We wish we could bring you with us!”
Susan Florida
“Everyone at Fair & Yeager is so friendly and helpful & always follows up!”
Roger, Natick
“We were secure in the knowledge that people in the agency were always ready with straightforward and helpful information, and no situation was ever too inconvenient for a quick and direct resolution.”
Robert, Williamstown
“As a third generation client, I can highly recommend Fair & Yeager to handle all your insurance needs. Their personalized attention to detail, interest in doing what is right for their clients and overall caring has made them the agency of choice.”
Lew, Easton
“I love working with you folks there at Fair & Yeager. I am so happy with the excellent, go-the-extra-mile personal service I get from you.”
Mark, Cambridge
“Thank you for staying on top of this for me. I knew there was a reason I recommend your agency to everyone.”
Murray, Holliston
“I really can’t say enough about the service. A claim is such a frightening experience, and to be able to speak with someone who could guide us through what we should and should not do, and do it with genuine concern was so helpful.”
Anne, Natick
“It is so nice to go “First Class” with Fair & Yeager!”
Lucy, Natick
“I have been with Fair & Yeager for 45 years, and their Mission Statement says it all…highly trained personal who share a tradition of integrity and superior service to its client base…they are wonderful, helpful and problems are promptly fixed without hassles.”
Sandy, Natick
“Your agency is the epitome of customer service!”
Fellow Rotarian, Natick
“Great Service”
Karen, Natick
“As usual great service from F & Y.”
John, Sudbury

Call us at (508) 653-3131 or visit our website https://fyins.com/ for more info.

So, you’ve got a new driver in your household. That means you most likely need new car insurance for teenagers added onto your current policy. This can be a very stressful situation for many parents.

Not only do you have to worry about the safety of your teenage driver, but you’re also worried about finding an affordable and cheap car insurance policy. How can you afford a teenage driver on your budget?

Fairly easily, as long as you heed a few pointers.

Type of Car

The type of vehicle your teenager will be driving makes a big impact on the insurance premium. Insurance companies generally don’t like to see teenagers in expensive, fast sports cars and the average insurance rate increase for teenage drivers is much higher for these types of vehicles than the increase for an older, less expensive vehicle.

This is because the older cars are usually heavier and harder to drive, making them a safer vehicle. Insurance companies take into account the value of the car when figuring insurance rates, so an older, more economical car will help reduce this cost.

Driving History

Many insurance companies give large discounts for those with clean driving records. Making sure your teen drives safely will help reduce his or her insurance premium. Not putting in claims for minor damages such as scratches and fender benders will also help keep premiums low.

The more claims a driver makes the more likely it is that his or her rates will go up because he or she is causing the insurance company money.

Teen Driving School

Enrolling your teen in a teen driving school or driver’s ed course can help rates stay low as well. Graduating from one of these programs proves to the company that your teen has the knowledge and skill to be a good driver; therefore they are less of a potential threat.

Teenage drivers who are students and get good grades can also qualify for car insurance discounts. Most companies offer discounts for students who maintain a “B” grade point average or better. Some companies will give a discount of up to 25%!

Policy Preparation

Initially, adding a teenage driver to a parent’s existing policy can be costly, but as time goes on and the teenager proves to be a responsible driver these premiums will go down. If the teenager is listed on the policy as an “occasional” driver lower premiums can result because they are not on the road very much.

On the other hand, if the vehicle they are driving is an older, safer vehicle it may be more economical to place them on their own individual policy. This is where shopping for the best plan comes into play; select and compare many different companies and policies before deciding on one.

Adding a new teenage driver to a household is an exciting and stressful time. Keeping these tips in mind when you go to find auto insurance for your new driver will help you save money

visit https://fyins.com/ for more info